Terms of service

What these terms cover

These terms apply to the Kinjar website and, once sign-up opens, to the Kinjar app. Both are provided by Codeflow SRL (SRL "CODE FLOW"), IDNO 1025600055208, Ștefan cel Mare 4, of. 5, Slobozia-Dușca, Criuleni district, MD-4838, Republic of Moldova. Joining the early-access list doesn't commit you to anything and costs nothing.

The service

Kinjar is a budgeting tool for households. It helps you record and plan your own money. It isn't a bank, it doesn't move money, and it doesn't give financial, tax or investment advice.

AI suggestions (categories, lines read from a receipt or statement) can be wrong. You check them before they are saved.

Trial and subscription

New households get a 30-day trial with every feature and no card. After it you can subscribe to the Household plan, yearly or monthly. Without a subscription the account becomes read-only and you can still export your data.

Prices are shown on the pricing page and include VAT where it applies. Early-access members get the founding price for their first year as described there.

You can cancel at any time and the plan won't renew. Consumers in the EU can withdraw within 14 days of subscribing and get a refund.

Fair use

Receipt scanning and statement import are meant for your own household. We may limit clear abuse, such as automated bulk uploads, and will publish the limits before billing starts.

Your data

Your household's data belongs to you. You can export it to CSV at any time. How we handle it is described in the privacy notice.

Liability

We work to keep the service available and your data safe, but we can't promise it will never be interrupted. Nothing in these terms limits rights you have as a consumer under the law of your country.

Changes and contact

If these terms change, we tell you in advance by email. Questions go to [email protected].